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Liquid – personal finance app (VALIDATE)

Redaktion

The project management is responsible for the content of the information provided.

Projektdaten

  • Projekt-Nr: GRS-007/25 
  • Förderbeitrag: CHF 50'000 
  • Bewilligung: 10.03.2025 
  • Dauer: 05.2025 - 01.2026 
  • Handlungsfeld:  First Ventures, seit 2018

Projektleitung

Projektbeschreibung

Liquid is a personal finance app, design specifically for young adults in Switzerland, that aims to help people effortlessly manage their finances. In today’s consumer driver society, where making quick impulse purchases often only takes a few seconds, expenses can easily get out of hand. Unfortunately, tracking one’s finances is currently rather cumbersome, requiring a lot of discipline and manual data entry.
Liquid solves this problem by allowing you to sync with all your accounts from all your banks, automatically synchronizing your income and expense with the app. This is made possible via Open Banking, a technology that is completely new in the Swiss private banking sector. But Liquid goes even further. We don’t just want to create “another budgeting app”. We are creating an app that seamlessly integrates into your day-to-day life and makes saving and tracking your money easy and fun. We lay high emphasis on understanding our users by focusing on a design that is both easy and intuitive. Furthermore, there are gamification elements such as streaks, challenges and rewards that help you even more in making your financial journey as stress-free as possible.
Through this, we hope to help young adults make better financial decision, so that they do not have to worry about where their money went and can truly spend it on what is important to them. We want to give our users back control of their money.

Stand/Resultate

Liquid is now a fully functional app, publicly available for download on the App Store and Google Play Store. We have successfully onboarded 11 Swiss banks, including major institutions, enabling users to connect multiple accounts and view their finances in one aggregated overview. Development is progressing strongly, with continuous improvements based on real user feedback.
Our focus is now on refining the experience, expanding bank coverage and rolling out additional features that further increase engagement and clarity. The foundation is built, the technology is live, and Liquid is ready to scale.

Links

Am Projekt beteiligte Personen

Brian Livingstone, FHNW, Co-Founder and CEO,
Yanic Besson, FHNW, Co-Founder and CTO

External assistance from FHNW and ImpactLab

Letzte Aktualisierung dieser Projektdarstellung  09.02.2026